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EPS

Properties located in Sturgeon Valley may qualify for reduced fire insurance rates

Sturgeon County Protective Services has been accredited by Fire Underwriters Survey (FUS) to provide Superior Tanker Shuttle Service (STSS). The District of Namao has been added to the list of accredited agencies for the delivery of Superior Tanker Shuttle Services and the appropriate changes have been made to the fire insurance grading index.


What does this mean for you?

Residents within the District of Namao who own detached dwellings and are within 8 km of an accredited fire hall and 5 km of a water supply point may be eligible to receive an improved Fire Insurance Grade.

We are recommending that you contact your insurance agent directly and review your current Property Fire Insurance ratings. If your insurance company does not apply the STSS Accreditation, please explore options by obtaining quotes from other companies.


Fire Underwriters Survey documentation


For more information

Please see the FAQs below, or contact Chief Pat Mahoney at 780-939-8400 or email pmahoney@sturgeoncounty.ca.


Property Fire Insurance FAQsProperty Fire Insurance FAQs

STSS Accreditation is a recognized equivalency to hydrant protection. To be accredited, fire departments must commit to maintaining a high standard of organization, and practice delivering the service regularly.
 


Sturgeon County Protective Services applied for this accreditation through a rigorous testing process that measures the requirements for hydrant protection, as set out by the insurance industry. The Superior Tanker Shuttle Service enables emergency responders to extinguish a fire at a faster rate. Sturgeon County is the second municipality in Alberta to receive this accreditation.


We are recommending that you contact your insurance agent directly and review your current Property Fire Insurance ratings. If your insurance company does not apply the STSS Accreditation, please explore options by obtaining quotes from other companies.
 


Once you have determined your property is located within the eligible area, please contact your home insurance agent for more detailed information about the requirements for reduced fire insurance rates and if you qualify.
 


This can be determined by contacting your property insurance agent to find out rate details.


The Canadian Fire Insurance Grading Index set the rates. Most insurance companies consult this index to see if home owners qualify for reduced rates. The insurance companies must subscribe to the Fire Underwriters Survey to pass along the fire insurance rate reduction to the home owner. The Fire Underwriters Survey awarded the accreditation to Sturgeon County Protective Services to deliver superior tanker shuttle service. Requirements for this accreditation are rigorous and confirm that Sturgeon County Protective Services can deliver the minimum accepted water flow to an expanded area around District of Namao Fire Department to single detached homes in the event of a fire.


If your property is not on the list, it likely does not qualify. The decision on coverage areas and insurance discounts are made by the Fire Underwriters Survey and your insurance company. However, residents bordering or near the eligible area are encouraged to seek quotes as there may be companies who may apply the benefits of STSS Accreditation due to your proximity.